Comments on: When will I need to buy additional business insurance for my car? http://www.maciowa.com/business/when-will-i-need-to-buy-additional-business-insurance-for-my-car Marketing, Advertisting & Communication Mon, 26 Dec 2011 09:48:48 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Globalwide Insurance http://www.maciowa.com/business/when-will-i-need-to-buy-additional-business-insurance-for-my-car/comment-page-1#comment-8182 Globalwide Insurance Wed, 23 Sep 2009 17:15:59 +0000 http://www.maciowa.com/business/when-will-i-need-to-buy-additional-business-insurance-for-my-car#comment-8182 most insurance companies can write your personal auto insurance as a business use without you buying the business insurance it just rates the premium a little higher but not as high as a buisness policy, if in fact something does happen when your driving to a client or while your doing buisness the insurance company can reject your claim it can happen check with your agent on what he advises but be carefull he says it not needed hes not telling the truth because the claims department decides what gets paid and what doesnt when a accident happens not a agent, check out globalwideinsurane.com<br><b>References : </b><br> most insurance companies can write your personal auto insurance as a business use without you buying the business insurance it just rates the premium a little higher but not as high as a buisness policy, if in fact something does happen when your driving to a client or while your doing buisness the insurance company can reject your claim it can happen check with your agent on what he advises but be carefull he says it not needed hes not telling the truth because the claims department decides what gets paid and what doesnt when a accident happens not a agent, check out globalwideinsurane.com
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]]> By: Sue http://www.maciowa.com/business/when-will-i-need-to-buy-additional-business-insurance-for-my-car/comment-page-1#comment-8181 Sue Wed, 23 Sep 2009 16:39:59 +0000 http://www.maciowa.com/business/when-will-i-need-to-buy-additional-business-insurance-for-my-car#comment-8181 2 things 1 - it depends how it is registered - if to the business, you must have a business auto policy, no matter how it is used. if registered personally, you can insure it either on a personal or business policy. 2 - use - if it is occasionally used to go see clients & you do not carry people for a fee or carry materials with you, you may be able to change the rate class on your personal policy to business use. It would depend on the company & where you are located. The best person to answer this is your agent. He or she will know how to properly insure your vehicle for your situation.<br><b>References : </b><br> 2 things
1 - it depends how it is registered - if to the business, you must have a business auto policy, no matter how it is used. if registered personally, you can insure it either on a personal or business policy.
2 - use - if it is occasionally used to go see clients & you do not carry people for a fee or carry materials with you, you may be able to change the rate class on your personal policy to business use. It would depend on the company & where you are located.
The best person to answer this is your agent. He or she will know how to properly insure your vehicle for your situation.
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]]> By: Zarnev http://www.maciowa.com/business/when-will-i-need-to-buy-additional-business-insurance-for-my-car/comment-page-1#comment-8180 Zarnev Wed, 23 Sep 2009 16:33:59 +0000 http://www.maciowa.com/business/when-will-i-need-to-buy-additional-business-insurance-for-my-car#comment-8180 If you didn't have business coverage and the insurance company could prove that you were using the car in any business pursuit they could deny any claim that you might file. That could be hard for them to prove, though. Most companies don't worry about percentage of business or personal use, if you go see one client in a year you need business insurance. If you have business insurance you can still use the car for personal use as much as you want.<br><b>References : </b><br>Independent Agent If you didn’t have business coverage and the insurance company could prove that you were using the car in any business pursuit they could deny any claim that you might file. That could be hard for them to prove, though.

Most companies don’t worry about percentage of business or personal use, if you go see one client in a year you need business insurance. If you have business insurance you can still use the car for personal use as much as you want.
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Independent Agent

]]> By: satish k http://www.maciowa.com/business/when-will-i-need-to-buy-additional-business-insurance-for-my-car/comment-page-1#comment-8179 satish k Wed, 23 Sep 2009 16:12:59 +0000 http://www.maciowa.com/business/when-will-i-need-to-buy-additional-business-insurance-for-my-car#comment-8179 you can find your answers for your insurance queries personal finance queries at www.financialqueries.com<br><b>References : </b><br>www.financialqueries.com you can find your answers for your insurance queries personal finance queries at http://www.financialqueries.com
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http://www.financialqueries.com

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